insurance bulb change robbery!

Whilst getting quotes yesterday I had a play looking at how much certain mods would cost me on my premium. The bare bones non modded quote was 210 tpft. A supercharger increased it to 360 which I thought fair enough. The surprise of the night though was if I declared an uprated headlight bulb it costs another 120 on the premium.
Bit more faffing about and changing the place the bike is kept overnight from a locked building to a wooden shed (which it is) and the price dropped to 130. Get in, half the price of my renewal quote and its with breakdown cover

BUT still the standard Thundercat headlight [You must be registered and logged in to see this image.] 

Insurance is just a big scam! it's crazy how much prices change.... my friend owns a Honda vtr1000f, on the 10th November (day before his 19th) he was getting quotes of £4000+ tpft, a day later, it dropped to £360 fc?!
needless to say, I was slightly jealous haha

Nice one.......A prime example of how to go about it.

I'll get me coat.